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Inside X Factor Chloe Khan’s £1 million transformation as she left behind ‘no hot water’ council house for £12m wealth

Published on April 10, 2025 at 09:06 AM

SHE was raised by her mother in a council house with no hot water and no carpets, but things look a little different for Chloe now.

The 34-year-old, who burst onto our , is now worth an estimated .

Woman in black lace jumpsuit holding a cocktail.
Inside Chloe Khan’s astonishing transformation
Woman enjoying a drink on a balcony overlooking the ocean.
She now flaunts a £12million wealth
Chloe Khan singing on the X Factor.
Chloe first appeared on our screens after appearing on X Factor

“We didn’t have the best life,”; said Chloe, who was speaking about growing up in poverty as a child in Wakefield, in a video.

“Even though I had nothing for the rest of the year – there was no hot water, there was no carpet – I got loads of presents.

“Don't get me wrong, we had beans on toast for Christmas dinner but it was because she spent everything on presents.”;

Chloe, whose mother had a law degree but family problems meant they struggled with , was 19 when she decided to audition for X Factor.

She then went on in 2016 and modelled for .

She previously told The Daily Record: “I just had to make a life for myself because I knew the life I had in Wakefield was not a life at all.

“I didn't want my family to live like that anymore – I didn't know how to get out but I just knew that I wanted to.

“My lifestyle is pretty incredible now – it's mansions and private jets and everything else that I could only imagine when I was younger.”;

Now Chloe has become even more savvy with her money as she recently earned a staggering £200,000 in just 24 hours using an AI clone of her – which was created by Foxy AI.

“I'm actually not that surprised though because my AI so fun, and it's highly addictive once you start chatting to her,” she said.

“She can send texts, voice messages and naked pictures, and you can phone her up and speak to her.

“It's just wild and so life-like. I predict, and hope, that she will hit a million pounds very soon.”

Chloe also revealed to The Daily Record: “If people saw me in my teenage years they would think that I was going nowhere.

“We lived in a really rubbish council house in a rubbish council estate – there were no carpets.

“I'm just so glad I was able to give something back to my mum – I had absolutely nothing to lose.”

In 2014, Chloe, who has a daughter called Destiny, began to branch into the modelling world and even landed some photoshoots with Playboy.

Oh my God – how much have I spent on surgery? I would say overall, over the years, a million pounds

Chloe Khan

The mum, who had her daughter with no ex-boyfriend Ian Hough, also became the face of strip club Spearmint Rhino.

And she has kept her cosmetic journey no secret since first performing on X Factor.

Here we reveal exactly what she's had done….

Cosmetic surgery

Chloe has previously opened up about surgery including a boob job, new nose and lip filler, whilst also having non-surgical treatments including and extensions.

Physically, she looks very different to the 19-year-old who took to the X Factor stage in ripped jeans, straggly hair extensions, huge false lashes and a crop top exposing her fake tanned tum.

Previously speaking to about how much she spent, Chloe said: “Oh my God – how much have I spent on surgery? I would say overall, over the years, a million pounds.

Chloe Khan singing on The X Factor.
She revealed that she was brought up in a council house
Chloe Khan in a jeweled bikini in Verbier, Switzerland.
Now she regularly flaunts her wealth on Instagram and TikTok
Chloe Khan at ITV Studios.
Chloe pictured back in 2016 after appearing on This Morning

“Not just surgery, but on hair extensions and facials, and non-surgical procedures. I have a lot of upkeep as well, and I’m always in the hair salon.”

She added: “I’ve actually only had two boob , which people don’t believe because my boobs are so big. But I’m going to get a boob job again soon.

“I don’t want to go bigger or smaller – I just want a refresh. I’ll stay the same size.

“I also have had veneers, three nose jobs, two sets of butt implants, and a Brazilian Bum Lift.

“I’ve had a designer vagina – don’t forget that one!”

I have not any any cosmetic procedure, I think, since 2017 – which is eight years ago

Chloe Khan

However, not all of her surgeries have gone to plan for Chloe after one left her with serious implications.

“I got an infection in my butt implants, so I had to have them changed,” Chloe reveals.

She recently had to hit back at trolls in a video shared on her TikTok account, after making comments on her nose job.

Speaking in one of her latest videos, she said: “People are saying ‘oh my God you looked so much better years ago.'

Chloe Khan at Celebrity Big Brother 2016.
Chloe Khan at Celebrity Big Brother 2016
Chloe Khan leaving an event in London.
She doesn't keep her cosmetic tweakments a secret
Woman in white dress at MOBO Awards.
Chloe has had three different nose jobs

“I haven’t had any cosmetic procedure, I think, since 2017 – which is eight years ago.

“If you think I look better eight years ago, it's actually makeup that is the difference.

“I'm quite an extreme person and I do express myself in the way that I look, as many people do, I think if you see my nose in you would be like, ‘oh my God it's actually so nice.'

“But I do contour my nose, and highlight my nose.”

She then goes onto say: “I have no had a cosmetic procedure that I have not been open with.”

Chloe, who wants “,” explained that she has had three procedures on her nose in the past.

“The first one I really didn't like it, the second one was an absolute disaster and the third one was a reconstructive surgery to correct my nose,” she says.

Property tycoon

Chloe now has a property portfolio which boasts multiple houses.

More recently, she revealed to her 241.6k TikTok followers that she bought a mansion in Harrogate, Yorkshire, to renovate.

She boasts multiple properties and revealed that she doesn’t currently live in her Harrogate mansion, but is simply renovating it.

Chloe now calls herself a property investor as she regularly shows off videos of her renovation, which boasts high ceilings, chandeliers, and expensive furnishings.

Woman in sequined dress sitting in a luxury vehicle.
The OnlyFans model now makes a fortune from property
Woman in pink outfit with luggage.
Her staggering wealth enables her to buy designer goods
Woman in black cut-out dress in front of a white church.
The reality star has a different life to when she was younger

Chloe also revealed how she paid £8,000 for a front door last year, but “completely forgot about it” until it arrived.

She went onto explain that it was a “custom made door” which is why it cost so much.

She receives many comments on her videos with people warning the dangers about flaunting her wealth with the house renovation.

However, Chloe replied: “Don’t worry I don’t live there and there is nothing of value there unless they want to start digging up floor tiles and that.”

Woman sitting on a patio chair, facing away from the camera.
Fans often warn her about showing off her wealth
Person relaxing by a resort pool with a drink.
The influencer has multiple businesses which bring her hefty paychecks
Chloe Khan, Celebrity Big Brother contestant.
Chloe Khan, Celebrity Big Brother contestant in 2016
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